This does not matter, overpayment refers to the funds deposited by the customer in the credit card, or the funds overpaid during repayment.

The overpayment does not include deposit interest, but when using it, use the overpayment first and then use the credit limit.

If your credit card has multiple deposits (overpayments) that exceed the credit limit:

1. It is recommended that you directly swipe the card for consumption;

2. You can Transfer money to your Rensheng debit card through our bank's mobile banking, online banking, ATM, and counter, and it will arrive in real time with no handling fees;

3. You can withdraw money through ATM machines in cash, but credit cards will be charged. There is a limit on the number and amount of cash withdrawals per card per day. There is no handling fee for this bank's channels, and a handling fee of 1 will be charged for inter-bank channels, with a minimum of RMB 1 yuan.