Need to hold the original and copy of my ID card; Where an agent inquires about a personal credit report at the inquiry point, the agent shall provide the original valid identity documents of the principal and the agent and the notarized power of attorney for inspection, fill in the Application Form for Inquiring about Personal Credit Report, and keep copies of the valid identity documents of the principal and the agent and the notarized power of attorney for future reference.
The credit report can also be queried and printed through the website of Credit Information Center of China People's Bank. The specific method is as follows:
1. Open Baidu search, enter "Credit Report" in the search bar, find the website of Credit Information Center of China People's Bank after the search, and click enter.
2. After entering the website of Credit Information Center of China People's Bank, find the "Internet Personal Credit Information Service Platform" and click Enter.
3. After entering the Internet personal credit information service platform, find the item "Start immediately" and click Enter.
4. At this time, you will enter the login interface. If there is no account to choose a new user to register, you can query the personal credit report by entering the corresponding information according to the system prompt after logging in successfully.
Extended data:
Personal credit report is widely used in commercial bank loans, credit card approval and post-loan management, as well as in many activities such as qualification examination and employee recruitment. Credit report can save time for banks to review loans and help you get loans quickly. If your credit is good, the bank may also give preferential treatment on loan amount and interest rate.
In daily life, take the initiative to keep a smooth contact channel with the bank, pay attention to updating the mobile phone number and provide your basic information accurately. Live within our means and repay on time to avoid overdue.
If there are overdue records, repayment should be made as soon as possible, and active measures should be taken to avoid recurrence; If the overdue information is wrong, you should apply as soon as possible and correct it in time. Take care of your identity information, don't lend your ID card to others, and don't give your identity information to others at will. Once you find that your ID card has been stolen, report it to the public security organ as soon as possible to safeguard your legitimate rights and interests.
References:
Credit Information Center of China People's Bank-Answers to Questions about Credit Records