Credit card refund without SMS reminder. Generally speaking, the credit card can be refunded in about 2-3 days, but it depends on the specific merchant. Overseas businesses may take a long time. I recommend that there are many ways to self-check the bill details of CCB credit cards. You can find out about the refund by checking the bill details:

1. Log in to China Construction Bank official website, and there is an "account inquiry"-"credit card inquiry" on the left, then enter the card number and telephone banking inquiry password to inquire about the bill details in the past six months.

2. Log in to China Construction Bank Credit Card official website and click "Credit Card Service Hall" above. After registration and real-name authentication, you can see the bill details of all CCB credit cards under your name within half a year.

3. Log in to the personal online bank of China Construction Bank, click My Account, and add a new account-add a credit card account. After adding a credit card, you can check the details of the credit card bill in the past year.