Credit card cash withdrawal means that the cardholder uses a credit card to withdraw a portion of cash for use. Generally speaking, the cash withdrawal limit should not exceed 50% of the credit card limit. And during the process of withdrawing cash, handling fees and interest will be charged. Next, take Shanghai Pudong Development Bank as an example. Let’s take a look with the editor.

How much are the handling fees and interest for cash withdrawals with Shanghai Pudong Development Bank's credit cards?

1 Overdraft cash withdrawal (withdraw cash directly through an ATM within the withdrawal limit)

Handling fee: 2% of the amount of each cash withdrawal, with a minimum of RMB 20 (USD 2) and a maximum of RMB 200 (USD 50).

Interest: Starting from the date of cash withdrawal, it will be charged at 0.5% per day.

2 Overflow deposit cash withdrawal (recovering the overpaid amount on the credit card)

Handling fee: Our bank's pure overflow deposit ATM cash withdrawal will be based on 0.5% of the pure overflow deposit withdrawal amount, with a minimum 5 RMB per transaction, with a maximum charge of RMB 15; cash withdrawals from other banks' pure excess deposit ATMs will be charged at a rate of 2% of the amount of pure excess deposit withdrawals, with a minimum of RMB 20/2 US dollars and a maximum of 50 RMB/10 US dollars.

Interest: No interest. When you withdraw cash from an overflow deposit, you get back the overpayment on your credit card.

3 Cloud cash withdrawal (within the cash withdrawal limit, the cash withdrawal limit in the credit card personal account can be withdrawn and transferred to the debit card of my own bank or another bank in real time.)

Handling fee : 2% of the amount of each cloud withdrawal, with a minimum of RMB 20 (USD 2) and a maximum of RMB 200 (USD 50).

Interest: Starting from the date of cash withdrawal, it will be charged at 0.5% per day.

The above is some information about Shanghai Pudong Development Bank’s credit card cash withdrawals. You can pay attention to it.