If the credit card overdraft is put on file, some people will be charged online for long-term arrears. The public security department checks their identity cards, and when they apply for a second-generation identity card, they will be directly arrested. Whether there is danger depends on whether the public security organ has filed a criminal case against credit card arrears and listed it as online pursuit. If you keep chasing after me online, you will always be caught.

Suspected of credit card fraud, affecting the re-processing of credit business, the credit record will not be repaid with the cardholder for life, and the case will not be cancelled. Probably listed as an online fugitive by the police.

Extended data

Article 196 of the Criminal Law of People's Republic of China (PRC) stipulates that in any of the following circumstances, if the amount of credit card fraud is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan;

If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property.

China Banking Regulatory Commission-Some Issues on the Specific Application of Law in the Trial of Fraud Cases in the Supreme People's Court