Your score is obviously due to the bad record of overdue in the past, which led to the decline of sesame score. You can't simply take credit loans. If someone says yes, it is not credible. Only mortgage, or local usury.

In fact, if you have any difficulties, I suggest you sit down with your friends and relatives and have a good talk. You can look around as much as possible and increase your trust in each other in the future. It's better than giving interest to the net bag for nothing, and it's better than getting deeper and deeper in the future.

In addition, I also hope that in the days to come, you must learn to be independent, instead of relying on external forces blindly when encountering difficulties. These external forces such as loans can't solve your problems every time.