How long is the validity period of Industrial Bank credit card points?
The validity period of Industrial Bank credit card points is generally the validity period of the main card. After the card expires, the cardholder will renew the card. After the card expires, the points of the original card can be kept for 3 natural months, and after 3 natural months, the unused points of the original card will be automatically cleared. The validity period of points will be different due to the special regulations of cards and some cards issued in different periods.
Industrial Bank credit card points accumulation rules:
1. Signing spending: every 65,438 RMB +0 yuan RMB 1, signing spending every 65,438 USD +0 will earn 6.5 points.
2. Cash advance: for every RMB 65,438+0 yuan advance, every US$ 65,438+0 yuan advance, 6.5 points will be accumulated, and no points will be accumulated for the overpayment.
3. Some online payment transactions: Accumulate points for online transactions designated by Industrial Credit Card through WeChat payment, Alipay payment, Jingdong payment, Meituan payment, Suning payment, Xiaomi payment, Pinduoduo payment, Pinduoduo payment and Tik Tok payment. For the above online transactions, every 65,438+0 yuan RMB 65,438+0 points, and every 65,438+0 USD 6.5 points.
4. The points obtained by the supplementary card are included in the main card account.
5. The upper limit of single-point trading is 65,438+100,000 (including various multi-point activities and ordinary trading points). VISA/MasterCard single-brand credit cards (except FIFA World Cup international credit cards) generally collect foreign currency through the international card organization VISA/MasterCard, or collect RMB in advance. After charging 1 yuan, you can get points of 1 (overpayment and withdrawal will not get points).
Generally speaking, if you still have points in your credit card, you'd better use it before it expires to avoid being cleared. That's all. I hope it helps you.