There are two ways to earn points with China Merchants Bank credit cards, the main ones are:

One is to swipe the card for consumption, and you will get one point for every 20 yuan spent. If you spend less than 20 yuan, you will get one point. integral. However, there are no points for online payments, group purchases, wholesale transactions, house purchases, car purchases, insurance payments, etc.

There is also a way to get points for withdrawing cash. It is also worth 20 yuan to earn one point. However, if you take the existing handling fees and interest and engage in activities, you will be launched to get points as many points as you spend, or multiple points.

However, China Merchants Bank’s credit card points do grow slowly. If you want to grow quickly, here are two suggestions:

1. Break the points into zeros and swipe the card multiple times. When using a credit card to recharge mobile phone bills, reducing the recharge amount each time and increasing the number of recharges can achieve the purpose of increasing consumption points.

2. Promotional measures, surprise card swiping. When banks encounter holidays or major events, they will launch promotions such as "double points", "affordable gifts", "double points on birthdays", "higher points during special periods", and there will also be "card swiping draws", etc. For supporting activities, shopping plans that are not very urgent in normal times can be concentrated into sudden consumption during holidays. At this time, you can get more points and prizes.