The UnionPay front-end system handles the exchange business between the bank and UnionPay, and is mainly responsible for messages between the bank's systems (such as intra-bank channel front-end, intra-bank exchange platform, and intra-bank ESB system) and CUPS (UnionPay switching system). Format conversion, while handling transaction exceptions to ensure the integrity and data consistency of online transactions.

The functions of the UnionPay front-end system include: supporting debit and credit applications for PBOC 2.0/PBOC3.0 IC cards and electronic cash applications. In line with the trend of diversifying account types in the bank card market, it fully supports transactions with points accounts. Support emerging businesses such as payment transactions and credit card repayment transactions.

The Union QuickPass APP can also do this. The UnionPay APP already supports credit card repayments from all major banks, and can automatically fill in the repayment amount during repayment. There is no handling fee for credit card repayments through the UnionPay APP, and the repayments are basically realized in real time to avoid overdue risks.

For details, please check the official website or contact UnionPay customer service!