How to handle POS machines

1. Hand-brushed POS machines (individuals). At present, all major brands of hand-brushed POS machines have their own mobile apps. When APPlying for a POS machine, users do not need to submit any additional information, just download the corresponding app and submit the information at the client to complete the authentication. The information that the mobile terminal needs to submit includes: ID card, settlement card, hand-held certificate, face recognition and so on.

2. Traditional large pos machines (individuals), the transaction scale of traditional large POS machines is generally large, and the safety of funds is more important. Most brands need users to submit detailed personal data when opening an account, and then issue the machine. The information that users need to submit includes: ID card, hand-held ID card, credit card, settlement card bank and reserved mobile phone number.

3. One machine and one yard pos machines (enterprises), mainly traditional POS machines and intelligent POS machines. The materials to be submitted include: business license, legal person ID card, legal person holding business license, legal person holding ID card and other materials. If only the enterprise before the integration of the three certificates, it is also necessary to submit the organization code, tax registration certificate and other information.

how to handle a credit card cashing pos machine

According to the regulations, a natural person cannot handle a POS machine, and only an enterprise or a self-employed legal person can handle it. The legal person shall prepare a copy of the ID card, a copy of the savings bank card and a copy of the business license, affix the official seal, and take photos of relevant stores. After preparing the information, go to a formal platform such as a bank or a third-party payment to apply for it, and fill in the relevant information for review. After the bank or the third-party payment institution has passed the examination, it will be successfully handled and the staff will install it.

if an individual can apply for a pos machine, he can just find a regular first-class service provider, and the following points must be paid attention to when handling:

1. Look at the payment license, and it must be cleared. At present, POS machines are divided into one clearing machine and two clearing machines. The main difference lies in the credit card settlement link. After the clearing machine is initiated by UnionPay, the bank will directly settle the money to the merchant account (collection account); Erqing is a lot of POS machines of Erqing company without payment license. These are all payment channels borrowed from Yiqing company. These Erqing companies will run away at any time or be suspended or banned under supervision, and there are great hidden dangers in the safety of funds. The second cleaning machine must not be used. Therefore, when handling pos machines, we must choose the regular central bank to clear the machine and inquire about the payment license. Only the payment companies that have been licensed by the central bank can engage in the payment business.

2. See if the credit card rate is in line with the market, and don't covet the low rate. Since the self-funded reform, the normal market is now about .6%. Too low a rate seems to take advantage, and the credit card will definitely skip the code, which will lead to the consequences of credit card reduction and card closure, which is not worth the loss. As we all know, wool always comes from sheep, so from the point of view of raising cards, we suggest that you don't use machines with a rate lower than .6%, which is not conducive to credit card withdrawal. There is no free lunch! You can't blindly pursue low rates without considering the consequences.

3. Look at whether there are local merchants. Many merchants with hand brushes or POS machines can't locate the province or the city. Every time they swipe their cards, the code jumps all over the country. If the cardholder has made many transactions in a short period of time, and the system gives you merchants in Guangzhou, Shanghai and Xi 'an for a while, it will inevitably trigger the bank's risk control system. In order to prevent risks, the bank will freeze or seal the card.

4. After-sales service Many people only pay attention to whether the price is cheap or not and whether the rate is low enough, but after-sales service is completely ignored. pos machines are not a one-time sale. In the process of use, they will encounter many incurable diseases more or less. The most serious thing is that the transaction funds are subject to risk control by UnionPay or other reasons. If the funds are frozen, they must find a superior service provider, who will submit them to the acquiring institution for unfreezing. The official customer service can only solve some inquiry problems.

how to handle personal pos card swiping

1. First, prepare your own identity information and proof of personal assets or store qualification.

2. Secondly, take the above information to the local bank to find the artificial reception window.

3. Then, it is required to handle personal pos machine and personal credit card business, and submit materials.

4. Finally, it can be handled after the audit is completed.

how to handle pos machines

1. If you need to handle POS machines, you should apply to the bank, and you need to submit five business certificates before you can handle them. If it is a private shop, it is recommended to apply to a third-party payment company. Relatively speaking, the procedures are simple, the pass rate is high, and the after-sales service is timely; Individuals need personal ID cards, bank cards, photos of hand-held ID cards and other materials to handle POS machines.

2. POS(Pointofsales) means "point of sale" in Chinese, which is called the point-of-sale information management system. It is a terminal reader equipped with bar code or OCR code technology and has the function of cashing cash or barter line. Its main task is to provide data services and management functions for commodity and media transactions, and to carry out non-cash settlement.

3. POS is a multi-functional terminal. It can be installed in the special merchants and acceptance outlets of credit cards and connected with computers to form a network, so that electronic funds can be automatically transferred. It has the functions of supporting consumption, pre-authorization, balance inquiry and transfer, and it is safe, fast and reliable to use. It is difficult to obtain basic business information in bulk transactions, and the introduction of POS system is mainly to solve the blind spot of retail information management. An important part of chain branch management information system.

How to apply for a credit card pos machine

Application process:

1. Prepare business license, legal person ID card, seal and other materials to the bank;

2. queue up at the counter to handle business, and then apply for a POS machine;

3. submit the materials and fill in the "POS machine installation application form";

4. The bank will review and notify the applicant after the review;

5. if it is approved, the bank will arrange staff to install POS machines at home.

POS(Pointofsales) means "point of sale" in Chinese, which is called point of sale information management system. It is a terminal reader equipped with bar code or OCR code technology and has the function of cash or barter line teller. Its main task is to provide data services and management functions for commodity and media transactions, and to carry out non-cash settlement. POS is a multifunctional terminal. It can be installed in the special merchants and accepting outlets of credit cards and connected with computers to form a network, so that electronic funds can be automatically transferred. It has the functions of supporting consumption, pre-authorization, balance inquiry and transfer, and it is safe, fast and reliable to use. It is difficult to obtain basic business information in bulk transactions, and the introduction of POS system is mainly to solve the blind spot of retail information management. An important part of chain branch management information system.

Basic principle

Analysis of principle

The basic principle of p>POS system is to first create the commodity data in a computer file, and through the online structure of the computer cash register, the barcode on the commodity can be directly read in through the optical reading device on the cash register equipment (or directly input the code by the keyboard), and then the commodity information (unit price, department, discount ...) can be displayed immediately, thus speeding up the cash register speed and accuracy. The detailed information of each commodity sale (price, department, time period and customer level) is automatically recorded, and then sent back to the computer by the online framework. Through computer calculation and processing, all kinds of sales statistical analysis information can be generated as the basis of management.

the POS machine reads the cardholder's magnetic stripe information on the bank card through the card reader, the POS operator inputs the transaction amount, and the cardholder inputs the personal identification information (i.e. password). the pos sends these information to the card-issuing banking system through the unionpay center to complete the online transaction, give the information of success or failure, and print the corresponding bills. The application of POS realizes the online consumption of credit cards, debit cards and other bank cards, ensures the safety, rapidity and accuracy of transactions, avoids complicated labor such as manual blacklist inquiry and bill pressing, and improves work efficiency.

the magnetic stripe card module is designed to meet the needs of three-track magnetic cards, that is, the module should be able to read magnetic cards with 1/2, 2/3 and 1/2/3 tracks.

This is the end of the introduction on how to handle the credit card pos machine and how to use it. Did you find the information you need?