Applicants must be at least 18 years old if they want to apply for the main card, and 16 years of age or older if they want to apply for an additional card. Supplementary cards are generally a popular version of credit cards, and the specific limit is not high, or may even be zero. If the applicant is over 18 years old and has a stable job and income, the applicant can apply for a standard credit card, with a general limit ranging from 2,000 to 50,000 yuan.

Age limit for main credit card card

The age limit for most bank credit cards is from 18 to 60 years old, such as China Merchants Bank Credit Card, CITIC Credit Card, Shanghai Pudong Development Credit Card, etc. In other words, if people under 18 years old or over 60 years old apply for credit cards from these banks, the banks will not approve them.

Some people may ask, do all bank credit cards have the same age limit for card applicants? In fact, this is not the case. Credit cards such as Guangfa Credit Card, Bank of Communications Credit Card, Minsheng Credit Card, Ping An Credit Card, and Huaxia Credit Card can be extended to 65 years of age. However, the CCB Credit Card is the best, and it can be extended to 70 years of age.

Age limit for credit card supplementary cards

For supplementary cards, you can apply for Minsheng Credit Card and CCB Credit Card if you are 13 years old; you can apply for China Merchants Bank Credit Card and Agricultural Bank of China Credit Card if you are 14 years old; most bank supplementary cards It is issued to applicants who are over 16 years old. The above are all age restrictions for residents of mainland my country. For compatriots from Hong Kong, Macao and Taiwan or overseas people, the age requirements are higher.

Credit cards are convenient to use, but the risks of using them cannot be ignored, so banks have imposed restrictions on minors or elderly people.