Current location - Trademark Inquiry Complete Network - Overdue credit card - What is the limit of CITIC Bank American Express Platinum Credit Card?
What is the limit of CITIC Bank American Express Platinum Credit Card?

They are all above 50,000 yuan, and the specific amount is determined by the information provided by the applicant.

The following is the best credit certificate to apply for this card.

1. Annual income of more than 250,000 yuan (400,000 yuan for foreigners)

2. Assets of Shanghai Pudong Development Bank of more than 750,000 yuan (1.2 million yuan for those without a permanent job)

3. Have the following credit cards

China Merchants Bank Classic Platinum Card/American Express Platinum Card/Diamond Card/Infinite Card/American Express Black Gold Card, Bank of China Platinum Credit Card and above, CITIC Bank Platinum Credit Card (2000 annual fee and above), Citibank Gift Platinum Card and other high-value platinum credit cards

Of course, these platinum cards cannot guarantee approval, so please try your best to prove your financial resources.

If you are still dissatisfied with the credit card limit you applied for, you can apply to the bank to increase your credit limit after using it for a period of time.

1. Permanently increase the credit card limit

After using the credit card for another 4 months, if your credit record is good, you can call the credit card center's hotline to apply for a limit increase. After the bank's review, the credit card will be increased. In addition, if you submit some additional materials regarding property certificate improvement when applying for a limit increase, the chance of applying for a limit increase will be greater.

2. Temporary limit increase

Under normal circumstances, credit card users may need to spend a lot of money during a period of time when using their credit cards. In this case, they can apply by calling the 24-hour customer service hotline. , temporarily increase the credit card limit. Of course, during holidays or shopping festivals, banks often hold activities to temporarily increase credit limits to encourage consumers to spend. Restore the original limit after a period of time