1. Function and convenience: ICBC VISA card has some advantages in function and convenience. It is widely accepted, and almost all merchants can use ICBC VISA for payment. ICBC provides a wealth of mobile banking applications, enabling users to manage their accounts and view transaction records anytime and anywhere. VISA card of China Bank is also an ordinary credit card, which can be used by most merchants. In some cases (international travel or online shopping), the awareness of BOC is not as good as that of ICBC International Credit Card.

2. Service and support: As the largest commercial bank in China, ICBC International has strong strength in customer service, providing all-weather customer service support, consultation and operation through online and mobile phones. VISA card of China Bank also has a good reputation and provides corresponding service support. However, due to its relatively small scale, focusing on different fields has brought limitations.