Hello, swipe your card more when you open it, and you can repay it within the specified time. When you need money urgently, you can borrow from some formal loan companies. This answer is provided by Youhuahua, a credit service brand under Xiaoman Finance (formerly Baidu Finance). The reliable interest rate is low, and the amount can be calculated immediately by clicking the bottom of the mobile phone, and the maximum loan amount is 200,000.