How to check the credit limit of ICBC credit card

There are mainly the following ways to check the credit limit of ICBC credit card:

1. You can log in to ICBC Online banking, after self-service registration for online banking, log in again to personal online banking to check the credit limit;

2. You can call: 95588 and transfer to manual service to check the credit limit;

3. You can also go to the ICBC counter and ask the salesperson to help you check;

4. Of course, you can also go to an ATM to check your credit limit;

1. Register for online banking on the bank website , the bank's online self-service registration online banking can only check the balance and has no payment function.

2. Bring valid documents (ID cards) to bank branches, ask staff to assist in opening personal online banking, and then log in to personal online banking to perform balance inquiries.

3. Call the bank’s credit card customer service number and inquire in detail about how to inquire the bank’s credit card balance.

4. Bring your bank credit card to any bank self-service inquiry facility ATM to check the balance of your bank credit card.

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What are the methods to check the limit of ICBC credit card (debit card)?

There are four main ways to query the credit card (debit card) limit of ICBC:

1. Telephone query: run the query directly after informing the card number through 95588 manual service. After dialing, turn to 6 to enter the international card service. Platinum card and American Express card customers select 1 and 2 respectively to enter the dedicated service operation inquiry. For other ordinary ICBC international card holders, select "3" and then select "3" for account inquiry. With card services, select "1" to enter card inquiry, and finally select "1" to inquire the balance and available balance of your credit card (credit card).

2. Online banking query: Log in to ICBC personal online banking to query your limit.

3. Outlet inquiry: The ICBC credit card (credit card) limit can also be inquired directly at the local ICBC credit card (credit card) center.

4. SMS query: You can use the reserved mobile phone number to edit the SMS CXED#card number# SMS banking password to query the limit information.

How to check the ICBC credit card limit?

1. Call the ICBC credit card customer service hotline to check.

2. Go to the official website of ICBC for self-service inquiry. The specific method is as follows:

1. First, use Baidu search to find the official website of ICBC and click to enter.

2. After entering, click "Personal Online Banking Login", as shown in the figure.

3. Then enter the corresponding information.

4. After logging in, select the "Account Overview" option, as shown in the figure.

5. Enter to check the credit card limit, as shown in the picture. [img]

How to check the limit of ICBC credit card

1. You need to bring your ID card to the bank to apply or apply on the WeChat official account. After activation, it will be sent by express delivery. , ICBC will send you a text message to tell you the amount.

2. Call the ICBC credit card hotline 95588 and follow the prompts to check the limit or reserve a mobile phone number and edit the text message CXED## bank password to check the limit.

3. Log in to the ICBC credit card online banking and mobile app, and bind the credit card official account to query the limit.

1. ICBC e-Life: Users log in to ICBC e-Life, align the credit card with the "Selected Page-Scan-Check Limit" function, and manually enter the card expiry date, security code and verification code. , you can check the credit card limit.

2. Mobile Banking: Users log in to mobile banking, click "Favorites - My Account", select the corresponding credit card and click to view the credit card limit.

3. Telephone inquiry: Users can call the ICBC credit card customer service hotline. After being connected, they can be directly transferred to manual service, and the staff will help with inquiries.

4. Counter inquiry: Users can bring their ID card and credit card to the counter of any ICBC outlet for inquiry.

5. Online banking: After logging into online banking, the user can check the credit card limit by clicking "Favorites - My Account - Select the Corresponding Card - Available Balance".

How to check the ICBC credit card limit

1. Customer service hotline

Call the ICBC credit card customer service hotline directly at 95588 or 400-669-5588 to check the limit;< /p>

2. SMS

Use the reserved mobile phone number to edit the SMS "CXED## SMS Banking Password" and send it to 95588 to check the limit;

3. ICBC e Life APP

Log in to the APP, and you can check the credit card limit after binding the card with one click;

4. Bank outlets

Bring your personal identity document to any Industrial and Commercial Bank of China Check the credit card limit at the outlet counter.

Card classification

The Peony quasi-credit card is issued by the Industrial and Commercial Bank of China. Cardholders are required to deposit a certain amount of reserve fund. When the reserve account balance is insufficient, payment can be made at A quasi-credit card with an overdraft within a specified credit limit.

The Peony quasi-credit card can be used for settlement in RMB at UnionPay acceptance points in China, Hong Kong, China, Macau, Thailand, South Korea, Singapore and other countries, and has transfer settlement, cash deposits and withdrawals, credit consumption, etc. Function.

This Peony quasi-credit card is a quasi-credit card with Chinese characteristics. There is no precedent in other countries in the world. The emergence of this quasi-credit card is due to the imperfect credit system in China. a manifestation.

The issuance of Peony quasi-credit card has been stopped. Peony credit cards and Peony international credit cards that truly meet the needs of the public are the direction of development.

Peony International Credit Card

Peony International Credit Card is an international-level credit card product launched by the Industrial and Commercial Bank of China. International cards are used domestically and abroad, and are settled in RMB and a certain designated currency.

The Peony International Card adopts a revolving credit transaction method. If the consumption overdraft within the credit limit is repaid in full before the due repayment date, you can enjoy the interest-free repayment discount. This card is accepted worldwide.

Peony Credit Card

Peony Credit Card is issued by the Industrial and Commercial Bank of China and gives cardholders a certain credit limit. Cardholders can consume within the credit limit and then repay. credit card. The credit card uses a revolving credit transaction method. For consumption overdrafts within the credit limit, if you repay in full before the due repayment date, you can enjoy interest-free repayment discounts.

The Peony credit card can be used at UnionPay acceptance points in China, Hong Kong, China, Macau, Thailand, South Korea, Singapore and other countries. It is settled in RMB and has transfer settlement, cash deposits and withdrawals, credit consumption, etc. Function.

Peony Credit Card

Peony Credit Card is a credit card issued by the Industrial and Commercial Bank of China. It is a RMB credit card that can only be used within the People's Republic of China and the People's Republic of China. Settled in RMB, it has functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc.

Peony credit cards are divided into business cards and personal cards according to different issuing objects; they are divided into gold cards and ordinary cards according to different credit levels.

How to check the ICBC credit card limit

To check the ICBC credit card limit, you can operate it in mobile banking. The specific operation steps are as follows:

Operating environment:

Brand model: iPhone13

System version: iOS15.3.1

App version: v7.0.1.2.5

1. Open the APP, click Login on the homepage and then Fill in your information according to the prompts to log in.

2. After successful login, you will automatically jump to the APP homepage and select all on the homepage.

3. Then find the credit card on the page and click to enter.

4. After entering the credit card interface, click on the credit card account.

5. Enter the credit card account to see the credit card limit information.

At the end of 2019, ICBC corporate loans were 9.955821 billion yuan, an increase of 536.927 billion yuan, an increase of 5.7%; corporate deposits were 12.028262 billion yuan, an increase of 547.121 billion yuan, an increase of 4.8% .

At the end of 2019, the balance of ICBC inclusive small and micro enterprise loans was 471.521 billion yuan, an increase of 161.407 billion yuan or 52.0% from the beginning of the year. The number of customers was 423,000, an increase of 153,000. The average cumulative loan interest rate that year was 4.52%, a decrease of 0.43 percentage points from the previous year.

Relying on financial technology to accelerate product iteration and update, we will build an inclusive financial comprehensive service system around the ICBC small and micro financial service platform and three major products: business quick loans, online loans, and online supply chain financing. At the end of 2019, the bank had 288 small and micro financial business centers.

In 2019, ICBC comprehensively promoted the electronic reform process of fiscal revenue and expenditure accounts at all levels, innovatively promoted the "smart government" service system, and promoted "1 government service portal + 12 key extension areas + 22 projects" The multi-engine business cooperation structure of "value-added services" was implemented. Comprehensively promote inter-industry cooperation, sign new comprehensive strategic cooperation agreements with key customers at the head office level such as the China Development Bank and the Shanghai and Shenzhen stock exchanges, and sign a memorandum of cooperation with leading securities companies on the Science and Technology Innovation Board to promote the real economy and capital market develop. We launched a pilot bill brokerage business and successfully handled the first bill brokerage business in the market under the discount pass mechanism.

In 2019, ICBC promoted the construction of six major product lines including account management, liquidity management, trade financing, risk management, investment and financial management, and collection and payment management, and provided comprehensive service solutions with a customer-centric approach. Strengthen the application and promotion of advantageous platforms and continue to consolidate our leading advantages in the field of corporate payments. Promote the global cash management platform and build a global cash management business system. Promote the "ICBC Ju" financial service platform to connect with corporate financial needs and realize an effective customer acquisition model of "transaction + finance". At the end of 2019, there were 9.443 million corporate settlement accounts, an increase of 13.5% over the end of the previous year, and the annual corporate RMB settlement business volume was 2,399 trillion yuan. There were 1.426 million cash management customers; 7,973 global cash management customers, an increase of 9.5%.

That’s it for the introduction on how to check the limit of industrial and commercial credit cards.