China Merchants Bank Credit Card provides credit card customers with a 3-day repayment grace period free of charge (if the 5th of each month is the final repayment date, and the repayment is made before 24: 00 on the 8th of that month, personal credit will not be affected. This service does not require active application). If you fail to pay off more than the minimum repayment amount of the current bill within the grace period, you will be charged liquidated damages and interest, and your personal credit will be affected.

(Response time: June 5, 2020. Please refer to China Merchants Bank official website for the latest business changes. )