Credit card overpayment is also a business that cardholders often use. So do cardholders know about this business? I believe many cardholders don’t know either. The editor will tell you the answer this time.

Some cardholders believe that it is the same whether money is stored in a debit card or a credit card. Anyway, it is all in your own account. You will have to swipe your card for consumption in the future, and it will be the same after you use it. Mr. Hu’s views represent the views of many cardholders. But the biggest difference between the two approaches is that the money stored in a debit card is calculated as a current deposit, but when placed in a credit card, there is no interest at all. Although the current interest rate is not much, if you keep the money in your credit card for a long time, the calculated losses will be considerable.

There is no interest on credit card overpayments.