What are the means of debt collection by debt collection companies
1. Solution: On the basis of mutual understanding between debt collectors and debtors, negotiate or invite a third party to help solve the problem.
2. mediation law: the debt collectors do not want to hurt their relationship and make enemies, but want to solve the problem quickly, so they can apply for mediation in writing to the local people's mediation committee.
3. Arbitration law: This method is more beneficial for both parties to solve the debt problem.
4. Procedural law: civil litigation. Debt cases that are complicated and difficult to solve can be solved through litigation.
1. A debt collection company is a company specially established for some institutions or individuals to collect debts. Some of these companies often take some drastic measures in order to demand business. On October 29, 212, many banks in Nanjing publicly admitted to cooperating with third-party debt collection companies to collect debts from the public during their debriefing activities. The management system and personal integrity of banks once again became the focus of social attention.
2. "The collection business is relatively simple and the work is relatively heavy, so we hired some companies." Some citizens expressed indignation at the bank's random disclosure of customer information to debt collection companies. "This tramples on our trust in the bank, which is a disclosure of our privacy." The cooperation between banks and debt collection companies has also fully exposed the loopholes in the credit card management system of banks.
3. Banks entrust social debt collection companies to collect debts. On the one hand, they are suspected of revealing the personal information and privacy of bank customers. On the other hand, these social debt collection companies often use some means such as harassment, intimidation and even violence to seriously infringe on the legitimate rights and interests of the parties.
4. But why do banks entrust debt collection companies to recover debts for themselves? Why can't they collect debts through legal means? First of all, there is no technical content in debt collection, and ordinary debt collection companies and even individuals can do it; Secondly, although it is the "right way" to collect debts by law, because there are too many debtors, the cost is too high, the cycle is too long, and the most important thing is that the collection effect is not guaranteed, especially when some "old-timers" meet and ignore the legal judgment, what can banks do? Entrusting a debt collection company to collect debts is not only low in cost, but also effective.