Credit card remittance is slower than ordinary remittance, there is nothing to say, but I want to say that bank wire transfer is fast and can arrive in real time at the earliest. There is basically no geographical restriction (domestic RMB transfer). Bills are applicable to the exchange of bills in the same city, and generally arrive within one working day; Of course, the handling fee is cheap, but it depends on the regulations of the local people's bank, and some places are free; The wire transfer fee depends on the bank's clearing channel. The same is wire transfer, and banks can also use different clearing channels.