How to fill in the company phone number of a credit card without a landline

Hello, 1 colleague’s phone number: If the company does not have an official company phone number or the personal position arrangement does not have a phone number, we can fill in the company front desk number Telephone or landline number of other departments, but it is best to use departments and colleagues you are familiar with to avoid embarrassment during the review.

2 Phone numbers of relatives and friends: If we are temporarily unemployed, we can also choose to fill in the landline phone numbers of relatives or friends at home, but we must remember to inform them in advance.

3 No landline number: Generally, the company phone number needs to be filled in truthfully. If not, you don’t need to fill it in. If you need to fill it in, you can fill in 000-00000 or the area code mobile phone number, which means there is no company landline number. At that time, you can explain the situation to the staff at the credit card center. Some banks have strict audits and may require additional company phone numbers to prove that the cardholder has a stable job.

It is best not to fill in or make up the company's phone number, lest the bank cannot call or find the person during the phone review. If you fill it out incorrectly, credit card approval will fail. Moreover, once the applicant calls the work phone number, it is likely to be recorded by the bank, causing personal credit damage. Not only was the application unsuccessful, but the credit card application failed again.

: 1: What is a credit card?

Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. They are issued by banks or credit card companies to cardholders based on the user's credit and financial resources. Cardholders do not need to pay cash when using their credit cards and will repay the balance on the settlement date. Except for the combination of some credit cards and debit cards, general credit cards are different from debit cards and cash cards. Credit cards are not debited directly from the user's account.

Credit cards are special carrier cards with consumer credit issued by commercial banks to individuals and organizations for shopping, consumption, and depositing and withdrawing cash in banks. It is a form of card with the name of the card issuer, expiry date, number and cardholder name printed on the front, and a magnetic stripe and signature strip printed on the back.

A real credit card has the following characteristics: cash deposits are not encouraged, consumption is done first and repayment later, interest-free repayment period is available, repayment can be made in installments (minimum repayment amount), and international credit cards such as visa and master are included. Card organization for global use.

How to apply for a credit card online without your work phone number?

1. If the customer applies for a credit card and is temporarily unemployed, I can choose not to fill in the company’s phone number on the application form, and then select Freelancer in the work company field, and can attach other application materials, such as Real estate certificates, car driving assets and financial resource certificates, such as certificates of deposit and large-denomination certificates of deposit, to increase the pass rate of credit card review. Credit cards are not only provided to people who have jobs, as long as the customer has good personal credit and can provide sufficient economic income information to prove that he has sufficient repayment ability. Customers can also contact the bank's customer service department for solutions, and if the customer has temporary workers, they can also choose to fill in the company's temporary worker contact number. Be careful not to fill it in casually, otherwise, once the bank finds that the information submitted by the customer is inconsistent with the actual situation during the credit card review process, it is likely to refuse to approve the card.

2. If you are applying for a credit card online: If you are applying for a credit card from China Merchants Bank but you do not have a work phone number, you can try to fill in your home phone number. Approval depends on the results of a system review.

3. Fill in the name of the employer when applying for a credit card: The bank applying for a credit card will ask someone to fill in the name of the employer. Just stay true to the full name of your work order.

The most important conditions for applying for a bank credit card are 18-60 years old, stable job and income. Necessary application documents are copies of proof of identity and employment certificate. It will help the bank if you can provide other supporting documentation of your finances. Understand your personal situation and your judgment on credit limits.

The specific application materials are as follows:

(1) Proof of identity: usually an ID card (if you are using a new version of the ID card, front and back copies are required), military personnel need to provide A copy of military ID card;

(2) Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position, income, and stamp the company seal or Personnel seal), or it can be the original verified by the sponsor and a copy of the work permit shown;

(3) Proof of financial resources: it can be salary records issued by the bank, or income tax withholding Payment vouchers can also be documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car license plates/bank deposit certificates), information proving the level of personal financial resources. Other reference documents include: social security personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.

4. When applying for a credit card, the postal code of the unit: fill in the postal code of the unit in the ICBC credit card information. Just fill in the postal code of the location of the unit. The postal code of the credit card application is used to send the credit card; the specific postal code can be checked online or at the local post office.

Postal code: A postal code is a number that represents the unique code of the post office where the mail is delivered.

What should I do if I don’t have a work phone number when applying for a credit card?

If your work company does not have a fixed phone number, you can directly fill in 000-00000 in the company landline column on the credit card application form. You need to pay attention to the bank during the review period. When you call, the staff may ask for the company phone number, and you can explain the situation to the credit card center staff at that time.

However, it should be noted that the company's lack of a landline may give the bank review department the impression that your job is not very stable, which may affect your personal overall score, resulting in the approval not being passed or the review being downgraded. The credit limit is not high; if you can apply for it, the subsequent activation and use of the credit card will generally not be affected.

Credit cards include broad and narrow definitions. In a broad sense, any specially designed card that can provide the cardholder with a credit certificate and allow the cardholder to shop, consume or enjoy specific services can be called a credit card. In a broad sense, credit cards include credit cards, quasi-credit cards, debit cards, savings cards, cash cards (ATM cards), check cards and charge cards; in a narrow sense, credit cards are divided into credit cards and quasi-credit cards. . Under normal circumstances, a credit card mainly refers to a "credit card", that is, a credit card that allows deposits first and consumption later, and allows small and good-faith overdrafts. It is also a credit certificate issued by commercial banks or credit card companies to consumers with qualified credit.

Credit card is a non-cash payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. They are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when making purchases with a credit card. Make further repayments. Except for some credit cards combined with debit cards, general credit cards are different from debit cards and ATM cards in that credit cards will not directly deduct funds from the user's account.

Credit cards are issued by commercial banks to individuals and organizations. They can use them to shop and consume with special organizations and deposit and withdraw cash from banks. They are special carrier cards with consumer credit. They are in the form of a card with the card issuing number printed on the front. Cards with bank name, validity period, number, cardholder name, etc., and a magnetic stripe and signature strip on the back. A real credit card has the following characteristics: it is not encouraged to deposit cash in advance, consume first and repay later, enjoys an interest-free payment period, can repay in installments independently (with a minimum repayment amount), and joins VISA, MASTER and other international credit card organizations so that it can be used globally. .

There is no introduction on how to fill in the phone number of the credit card company, so let’s stop here.