Yes.

However, credit cards have an expiration date. You must first complete the card activation within the expiration date. Otherwise, the credit card will automatically expire after the expiration date.

The second is the personal credit time that the bank gives you. The so-called lifetime annual fee exemption does not mean that the card is valid for life. The credit card still has a time limit for use, but the bank will contact you before expiration and take the initiative to provide you with credit. You get a new card.

Patent annual fee is a fee that the patentee must pay every year from the year when the patent right is granted until the patent protection period expires and the patent right is terminated. The amount changes with the year. Same, this fee is the annual fee. It is the patentee's obligation to pay annual fees.

After the patent application is granted, the applicant shall pay the patent registration fee and the annual fee for the year when the patent right is granted when going through the registration procedures. For invention patent applications for which patent rights are granted, if the application maintenance fee for the current year has been paid, the annual fee for the current year may no longer be paid. Subsequent annual fees should be paid in advance within one month before the expiration of the previous year. More specifically, since the patent year is calculated from the filing date, the applicant should prepay the annual fee for the next year within one month before the corresponding date of filing each year.

Starting from August 1, 2017, annual bank card management fees will be cancelled, and charges for some basic financial services of commercial banks will be suspended.

Most bank cards, including savings cards (debit cards) and credit cards, charge annual fees. A prescribed amount of fees is deducted from the corresponding account every year, which is called the annual fee. Usually credit cards have higher annual fees, and different types of credit cards also have different annual fee regulations. You need to check the regulations or agreement terms of the relevant bank. Banks may also waive annual fees for certain special customers or when certain conditions are met. The annual fee for an ordinary debit card is generally 10 yuan/year. Some cards, such as salary payment, provident fund accounts, etc., are free of annual fees. There are also many joint-stock banks that offer free admission.

Since August 1, 2014, the "Commercial Bank Service Price Management Measures" issued by the China Banking Regulatory Commission and the National Development and Reform Commission have been officially implemented. The free fees include annual fees for debit cards and small account management. Only one bank card can be "waived" for one bank card under one ID card, and you must go to the counter with your ID card to apply in person.

In mid-February 2014, the National Development and Reform Commission and the China Banking Regulatory Commission jointly issued the "Measures for the Administration of Commercial Bank Service Prices" and the "Notice on Issuing the Government-Guided Prices and Government Pricing Catalog for Commercial Bank Services", announcing the commercial Banking services are subject to government-guided prices and government-priced catalogs, some charging standards have been reduced and adjusted, and some free services have been stipulated. And starting from August 1, the new regulations on commercial bank service charges jointly issued by the National Development and Reform Commission and the China Banking Regulatory Commission at the beginning of the year will be officially implemented.