Ping An Bank generally sends a text message to confirm the credit card application, the main purpose of which is to reconfirm the information of the credit card application and ensure the safety of using the card. In addition, SMS requires customers to reply as required for the bank to verify and confirm. If you receive a text message, your credit card application may be rejected.

However, receiving a short message from Ping An Bank confirming the card application does not mean that the credit card has been approved. Card confirmation and bank approval are two different things. Whether it can be approved depends on the comprehensive evaluation results of the bank.