1. To apply for a credit card, you first need to prepare your own identity documents, go to the local bank counter to handle relevant banking business, and fill out the relevant application form for handling credit cards;
2. The applicant should be 18-65 years old, neither too young nor too old;
3. According to the regulations, the applicant needs a stable occupation and related income to be able to pay off the amount;
4. At the same time, we must have good credit and the ability to repay on time. Credit is very important. Generally speaking, good credit can improve the credit value. If the credit card does not repay on time, it will lead to a significant decline in credit.