The so-called credit card overrun means that the amount spent by the cardholder on the credit card has exceeded the fixed credit limit of each cycle of the credit card. Generally, the over-limit part will be limited to a certain extent, which is generally 5%- 10% of the fixed credit limit of the credit card.
You don't need to worry. You only need to repay on time, and the over-limit fee will be charged by China Merchants Bank. This is an industry rule. You can see the clear provisions in the application form and the letter of credit. The over-limit fee is generally calculated at 5% of the over-limit amount, but there will be a minimum limit-5 yuan. In addition, you need to pay attention to whether the over-limit part needs to be repaid in the latest repayment.
Therefore, it is recommended that you repay on time and in quantity, so that you have no worries.