1. You applied for another bank's credit card on the roadside or at the mall. You need to apply for a credit card to accept gifts and so on. And disclose your personal information to CCB staff.
2. You have handled deposits, loans and financial purchases. At CCB, and the lobby manager asked you to handle a credit card in order to complete the task (the card was sent directly to your contact address without being audited).
3. You have borrowed money from small loan companies or private individuals to help you apply for a loan in the bank, and the credit card supplementary loan amount is insufficient.
4. You have handled a large credit card in a credit card institution. In order to meet your quota requirements, you can handle another bank's credit card privately to meet your needs.
5. Your identity information is leaked, and others use your ID card and other information to maliciously cash out credit cards.
If you have any of the above situations, you can call the bank and find your credit card information through your ID number. Tell the customer service staff directly that you didn't apply for the bank's credit card and ask for cancellation. In case it brings you losses! The normal process of building a bank card first requires me to go to CCB, fill in relevant information, get the reservation number, and handle it at the designated window. The counter staff will provide relevant information to fill in again, then set the password, deposit it in cash, and handle the card payment. In the process of handling, you must bring your identity documents. Therefore, according to the situation you described, there is reason to suspect that your personal information has been leaked. You should directly contact the relevant staff of CCB to cancel the card number and other aftermath. In order to prevent the disclosure of personal information, I hope the following points can help you:
1. It is easy to disclose personal credit card information by entrusting others or illegal intermediaries to handle credit cards. Therefore, it is best to go directly to the bank counter to apply for a credit card, or go to the bank official website and the credit card application cooperation website authorized by the bank to apply for a credit card.
2. When handling a credit card, it is best to indicate the purpose on the copy of personal identification provided to prevent criminals from using the copy for other purposes.
3. When using a credit card, it is best not to let the card leave sight, so as not to be cloned by criminals.
4. Be vigilant when you receive a phone call from someone who claims to be a bank asking for personal account information such as credit card number, bank account number and password, and then make a decision after confirmation.