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Does a self-study undergraduate degree and a credit card count as an undergraduate degree?

It counts

Self-taught undergraduate courses count as undergraduates. A self-study undergraduate degree is a part-time degree and is a type of adult continuing education degree. After passing the self-study undergraduate examination, the corresponding academic certificate will be issued, which can be used to find a job, run for promotion, take the teacher qualification certificate, construction engineer, or study abroad, etc.

Self-taught undergraduate degree has nothing to do with applying for a credit card. Applying for a credit card is related to creditworthiness. A credit card, also called a credit card, is a card issued by commercial banks and credit card companies. Its main function is for overdraft consumption. The bank will first grant a credit limit to the credit card, and the user can use it first and repay later. Spending with a credit card is a non-cash transaction settlement method. Do not pay cash when you consume, and pay back when the bill is due. If it is overdue, your credit will not be affected.