If the buyer pays via Alipay or debit card online banking, the money will be refunded to Alipay, and the buyer can view the Alipay income and expenditure details;
If the buyer uses a credit card to pay, The money will be refunded to the buyer's Alipay account or directly to the bank card used for payment (note: the refund will be to the card if the seller has opened a credit card gateway, the balance of the account of the seller who has not opened the gateway will be refunded; all international credit cards will be refunded to the card), and the bank will make the payment. It takes a certain amount of time to arrive at the buyer's bank account. The payment is expected to arrive at the buyer's bank account within 1 to 5 working days (the processing time will vary according to each bank).
Note: Bank of China requires 6 working days, VISA, MasterCard, JCB and other international cards require 7 working days (working days do not include Saturdays, Sundays and national statutory holidays, please pay attention to changes in bank account funds). )