Alipay opens the credit card collection function operation steps:
1, first you have to open the Alipay merchant receipt code;
2, open Alipay, click on the money, you will see our personal collection code, and there are merchants collecting money under the personal collection code;
3. Apply for payment code;
4. After receiving the letter, open Alipay, sweep it in the upper left corner, and open the merchant's receipt code;
5. After opening, in the merchant center, click to open the flower garden and charge the money by swiping the card;
6. He will come when he comes in. He asked us to upload a business license photo.
7. After the final approval, you can use Alipay flower buds and credit cards to collect money.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: 10.2.50
Extended data:
I. How to apply for a credit card payment code:
1. Find the "merchant service" option in Alipay my interface, and click Open;
2. Find the "Flower Collection" option in the merchant service interface, and click Open;
3. Find the "Open Credit Card Collection" option at the bottom of the flower collection interface, and click Enter;
4. Fill in the relevant information in the credit card collection interface, and click "Agree to the agreement and submit" below to complete the opening.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: 10.2.50
Second, Alipay's method of adding bank cards:
1. Open Alipay first and click mine;
2. Click on the bank card and click Add Now;
3. Enter the bank to be bound and add it successfully.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: 10.2.50
Third, the method of unbinding the bank card bound by Alipay:
1, open Alipay first;
2. Click mine in the lower right corner.
3. Click on the bank card;
4. Find the bank card to unbind and enter it;
5. Click on the card management;
6. Click Unbind.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: 10.2.50
Four, Alipay transfer limit related provisions are:
1. There are several ways for Alipay to transfer payment, with different limits:
Transfer with Alipay balance, with a single payment limit of 50,000 yuan, 200,000 yuan for a single day and 200,000 yuan for a single month;
2. Transfer money with Yu 'ebao, with no limit;
3. Pay and transfer money quickly with a savings card. Different banks have different limits, such as China Bank: 65,438+00,000 in a single payment, 65,438+00,000 in a single day, and unlimited in a single month; Agricultural Bank: single transaction 10000 yuan, single day 10000 yuan, 300,000 yuan per month; China Construction Bank: RMB 654.38+00000 for a single transaction, RMB 50000 for a single day and RMB 654.38+00000 for a single month.
4. Transfer money with a savings card cartoon, and the limit is the payment amount of each bank cartoon itself.
It should be noted that each Alipay account is transferred to the bank card quota (including service fee): 50,000 yuan for a single payment and 200,000 yuan for a single day. If each payment method conflicts with this limit, the lower limit shall prevail.
Can I use Alipay to transfer my credit card?
At present, credit cards cannot be transferred directly through Alipay. Because the main function of credit card is credit consumption, if you can transfer money, it is a cash-out behavior. Therefore, this operation is impossible.
Of course, credit cards have the function of withdrawing cash. Although we can't use Alipay to transfer money directly, we can use indirect methods. First, we withdraw cash from the credit card. Generally, credit cards will have a withdrawal limit of 50%, and users can withdraw cash according to their own needs. After withdrawing the cash, we will transfer this part of the funds to our own savings card bound to Alipay. In this way, when we transfer money with Alipay, we can use this part of the funds.
Note: Generally speaking, there is a handling fee for credit card withdrawal, and the specific charging standard varies greatly from bank to bank, usually between 1%-2%. Therefore, the cost is still relatively high, and everyone needs to use it carefully.
How to transfer money from credit card to Alipay?
First of all, your credit card should have online banking. How to open an online bank, you can go to the bank website that opens the card. Some banks can be opened directly on the Internet, while others should be opened at the bank counter.
Log in to your Alipay, click on the "recharge" link in the upper right corner, and just follow the prompts.
Note: If you want to withdraw cash, the money rushed in can only be returned to the original prepaid bank card. Whether it's a bound bank card or not. However, you can transfer money to another Alipay account by payment, so that you can withdraw cash. We should also pay attention to one problem here, that is, Alipay users who are not real-name verified can only "pay" 1000 yuan a month.
Can Alipay transfer money to a credit card?
The receiving bank card that Alipay transfers to the bank card does not support credit cards, but users can return the funds to the credit card bill through Alipay's credit card repayment function.
Banks that support credit card repayment
China Merchants Bank, Industrial and Commercial Bank of China, China Construction Bank, China Bank, Bank of Communications, China Guangfa Bank, China CITIC Bank, Industrial Bank, etc. , the specific support bank is subject to the repayment page.
Credit card repayment payment limit
Due to different payment methods, the limit will be different, and the specific limit will be subject to the page display.
Credit card repayment service fee
Repayment through Alipay mobile client: free;
Computer repayment: repayment for yourself is free; The repayment rate for others is 0.20%, ranging from the lowest in 2 yuan to the highest in 25 yuan.
Note: the name of the account is the same as the name of the receiving bank, which means repayment to me;
If the account name is inconsistent with the name of the receiving bank, repayment will be made for others.
Including the relationship between the traditional Chinese characters and simplified Chinese characters of the credit card holder's name and Alipay account name.
Credit card repayment process
1. Log in to Alipay by mobile phone.
Click on the credit card to repay.
2. Select the credit card to be repaid. If you didn't add a credit card, click Add Credit Card.
3. Fill in the repayment amount, click OK, and complete the operation according to the page prompts.
Credit card repayment arrival time
Due to the different arrival time of credit cards in different banks, the expected arrival time will be prompted on the page where the repayment amount is filled. Please pay attention to the page prompts.
How does Alipay transfer money to a credit card?
The receiving bank card that Alipay transfers to the bank card does not support credit cards, but users can return the funds to the credit card bill through Alipay's credit card repayment function.
Alipay transfer method:
1. Open Alipay and select Transfer.
2. Transfer to Alipay account
3. Fill in the Alipay account of the other party. Next.
4. Enter the transfer amount and transfer purpose, and then select Replace.
5. It can be seen that Alipay does not support credit card transfer to other Alipay accounts, nor does it support online banking virtual card transfer to other Alipay accounts.
6. It can be seen that Alipay accounts support the transfer of Yu 'ebao and savings cards to other Alipay accounts.
7. Choose to pay with Yu 'ebao.
8. Click Finish to transfer payment successfully.
How does Alipay bind a credit card to transfer money to another bank card?
Credit cards cannot be overdrawn, recharged, and transferred. You can only use the balance in the savings card to transfer money. The specific steps are as follows:
1. Log in to Alipay Personal Center and click Transfer;
2. Click Transfer to Bank Card;
3. The following interface appears: select a bank, enter the correct account opening name, transfer amount and arrival time, and finally click Next;
4. Click the confirmation information and pay, enter the payment password, and submit the information to the bank. After the bank customer service is approved, you can check the balance in the card or passbook;
5. Select the payment method (direct debit in Alipay balance, online banking and express payment bank), then enter the payment password and click OK to pay.
This concludes the introduction of Alipay's credit card transfer and Alipay's credit card transfer fee. I wonder if you have found the information you need?