This book review extracts the seven secrets of getting rich and the thinking of the rich mentioned in the book, and quotes some successful cases and personal feelings to make these truths easier to understand. The book review is divided into three parts:
The first part: Why is it necessary to read for beginners
If you have heard this book for a long time and believe in its value, you can go directly to the second and third parts to absorb the dry goods in it.
the second part: 7 tips for fattening your purse
This is the skeleton of the whole book. If you want to grasp the essence of the book in a few minutes, please read the second part and present the actual operation steps.
the third part: the thinking of the top ten rich people
this is the most important part in my opinion, "it is better to teach people to fish than to teach them to fish." Good financial thinking can accompany us for a lifetime.
1. The author of this book, George Samuel klassen, is the most successful financial and business education master and senior publisher in the United States. In WIKIPEDIA, it is mentioned that he started writing this book in 1926. Banks and insurance companies promoted this book, and celebrities participated in the writing of this book. Robert Kiyosaki, the author of Rich Dad and Poor Dad, said that this book inspired him a lot. The Los Angeles Times recommended that many investors also read a book with relish.
2. The Richest Man in Babylon (the English name of this book) uses approachable storytelling methods and vivid Babylonian fables to convey financial management methods to readers. Compared with the obscure financial management book, this book will give you the motivation to keep reading. Put aside those financial books full of technical terms for the time being and start your financial career from this book! It will give you a simple, easy-to-operate and fulfilling start. When you master the financial management of this book, it will be easier to read more professional financial management books.
3. The most attractive feature of "Getting Rich with 1% Salary: The Babylonian Bible for Rich People All over the World" is that no matter how high or low the salary is, the practical operation method of this book can make you feel a real sense of financial returns. As long as you are firm in your confidence and get rid of unnecessary material desires, financial novices, moonlight clan and card slaves who have just entered the society can get back their lost wealth.
4. Becoming rich with 1% salary: The Babylonian Bible of Getting Rich, which is followed by the rich all over the world, not only teaches us how to manage money, but also tells you the financial thinking of the rich. Encourage you to see further and be more predictable.
If the monthly salary is 7, RMB, you have to save 7, * 1% = 7 yuan, and you can spend 7, * 9% = 6,3 RMB.
You need to hypnotize yourself at this time. Your salary is only 6,3 yuan, so you can only spend so much money.
(1) list the monthly fixed expenses, such as rent, utilities, mobile phone fees, meals and so on.
(2) List the things you want to spend money on, attach the amount and calculate the total.
(3) Select the necessary items, and use the remaining available budget to measure whether to reduce or delete
The simplest investment is saving, and calculate how much return you can bring by saving the money you have saved.
do you have any investment methods with higher returns?
list some principles: don't touch goods if you don't know how to invest, do your homework before investing, diversify your investments, and don't put your money into a single investment.
While trying to invest and save money, pay attention to the consultation of the housing market and learn the relevant knowledge of buying a house.
insurance is an option to protect your family and yourself.
you must be willing to spend money that can improve your ability. Such as training and reading. Your speech, professionalism and learning attitude will make you get promoted faster.
The author of Wendy Wang's "Living a Life with Your Own Willingness" is a woman I especially admire. She has the enthusiasm for dreams and the efficiency of implementation. I deeply remember that she wrote in
Living a life with one's own will: There is no need to avoid the desire for wealth, because this is one of human desires, and controlling it is the problem we should consider.
All my friends should know about a fierce cat. As a small fan, I just read his book "I earned 5 figures a week through multiple occupations".
I think money is fair to those who have the ability.
following the principle of 1% savings, my personal practice last month was: on the first day when I got my salary, I inquired about your credit card statement and returned the number of credit cards this month. Then take out all the money, take out your rent and fold it in your wallet, and take out your meals and fold it in your wallet. Then take out the money you want to save (not necessarily 1%, but you must do what you can. If your life needs entertainment and communication, it is unrealistic to save all the money except living expenses) and then deposit the rest of the money in a fixed account. These are your fixed assets.
The maverick cat is one of my favorite authors. She tweeted a story about a couple in an article about financial management in WeChat official account.
nothing is more memorable than losing the happiness and stability that you can obviously get. Just like "A Chinese Odyssey": "There was a sincere feeling in front of me, and I didn't cherish it. I regretted it when I lost it. The saddest thing in the world is this."
I don't think this couple will spend so much money on pleasure if time is enough. In fact, it is very simple to understand the pleasure. It is a kind of happiness to go to go on road trip in the countryside to see rape blossoms in spring. Is this happiness really less than shopping in Dubai?
I visited Singapore a while ago, and I also went to the casino of Jinsha Hotel. The luxurious decoration and flashing lights will really make you want to get stuck. The size of the bet started at 5rmb, and Texas Hold 'em was only available at 2rmb. At that time, my first reaction was fear. I couldn't put my hard-earned money into gambling. I was really afraid of losing my wealth.
Everyone will waver for a second in the face of ultra-high risk. Before taking out your money, think that you may lose the most precious thing: the trust, wealth and freedom of your family, and you will give up the interest temptation brought by high returns.
I have made a mistake in this respect: I once had a distant relative who borrowed money from me. I know that he is a person who often borrows money from others and often quits his job for fear of hardship and fatigue. But I lent it to him because of kinship, and he really didn't give it back to me, and he asked me to borrow it for the second time. That time, I was very angry and refused him directly, and there was a verbal conflict. If I hadn't lent it to him the first time and given him no chance to take money from me, there wouldn't have been a second argument, and I might still have reservations about human feelings.
Andy, the heroine in The Queen in Prada, nourished material desires and fell in love with luxury goods in the fashion magazine company. When friends and lovers left her, she understood her real needs and became herself again. Lucky Andy in the movie still has the possibility of turning back, but real life often has no happy ending.
Pay off your credit card after you get paid, and remind yourself of the repayment date of your credit card in your mobile phone calendar. Because forgetting to pay the credit card fine will make you feel bad.
Many people have done a job all their lives, but they have not made progress or been promoted. And some people can start from the grass-roots level, do the management, and have a lot of money. Everyone envies a job close to home with more money and less work, but life is often in front of them. Complain less, work harder, and hope that there will be poems and distant fields in the future.