Hello, installment doesn't count. For other questions, please open www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation. The annual fee of China Merchants Bank's credit card is 65,438+000 yuan for ordinary card, and the gold card is 300 yuan. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the date of issuance of your card. If you successfully apply for China Merchants Bank credit card (except VISAMINI/MSNMINI/ Unlimited Card/Platinum Card /VOGUE Titanium Card), the annual fee for the first year can be reduced or exempted by China Merchants Bank or joint merchants. In addition, if a single card is spent more than six times in a whole year (non-natural year from the date of issuance), the amount and form are not limited, and the annual fee of the card for the next year is exempted (except for VISAMINI/MSNMINI/ Unlimited card /VOGUE titanium card/Platinum card). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.