No, if the credit card is used as a salary card, the salary cannot be withdrawn. If you withdraw it, you will have to pay an overpayment handling fee, which is about 10 yuan if it is less than 1,000 yuan. It is more expensive than a debit card. The annual fee is much higher. Very uneconomical. This is the difference between a credit card and a debit card. Never use a credit card to save money.