Generally, the internal system of Huaxia Bank will make a comprehensive evaluation according to the applicant's work, income, marriage, credit, debt ratio and fixed property, and divide the applicant's evaluation results into specific grades. The higher the general level, the higher the credit limit, and the credit limit of different cardholders is not exactly the same.
Huaxia Bank was established in Beijing on June 1992. 1March 1995, shareholding system reform; In September, 2003, it went public for the first time (stock code: 6000 15), becoming the fifth listed bank in China.
By the first half of 20 19, total assets reached 3.02 trillion yuan, total loans 1.78 trillion yuan, and total deposits 1.68 trillion yuan. There are 42 first-level branches and 68 second-level branches in cities above 1 10, with a total of10/7 outlets and nearly 40,000 employees, forming an institutional system of "based on economically developed cities and radiating the whole country".
There are 1330 domestic and foreign correspondent banks, covering 334 cities in five continents 102 countries and regions, and establishing a settlement network covering major trading areas in the world.
In the ranking of 65,438+0,000 banks in the world by British Banker magazine in July, 2065,438+09, Huaxia Bank ranked 56th in the world in terms of tier-one capital and 67th in terms of assets, up 9 places and 3 places respectively from the previous year. In Forbes magazine's 20 19 ranking of the top 2000 global listed companies, Huaxia Bank ranked 265th, up 24 places from the previous year.
Since its establishment, Huaxia Bank has won many awards, such as "Advanced Unit of Financial Services for Small and Micro Enterprises", "Financial Institution with the Most Social Responsibility" and "Best People's Livelihood Finance Award in China Banking Industry".
20 19, 19 won the People's Ingenuity Brand Award of 20 19 on February 25th. On April 7th, 20021,Andy, director of Huaxia Bank, submitted a written resignation report and resigned as a director of Huaxia Bank.
Huaxia Bank's graphic logo comes from the national treasure Yulong. Jade Dragon is a typical artifact of the Neolithic Hongshan Culture in Niuheliang, Jianping, western Liaoning, carved by xiuyan jade, Liaoning. About 5000 years ago, it was called "Yilong" in ancient China. Dragon is a symbolic image created by the Chinese nation, which embodies the soul of the national spirit. The dragon that fought all over the world and rose upward is the spiritual symbol of Huaxia Bank.