The monthly repayment amount of 50,000 points of Everbright Credit Card in 24 installments depends on the handling fee and principal distribution. According to the average value of 0.7%, the monthly handling fee is 50,000 times 0.7% equal to 350 yuan, so the figure to be repaid in each period is 50,000 divided by 24 and 350 equal to 2,433.33 yuan.
Some banks charge a one-time fee for the first installment, such as the "Lemica" launched by China Everbright Bank. If the installment fee is 0.7% and 50,000 yuan, the first installment is 10483.33 yuan, and the remaining 23 installments are 2083.33 yuan each.