What are the functions of GF Happy Card?

GF Happy Card is a credit card issued by China Guangfa Bank. GF Happy Card can be used for consumption first and then repayment. It is a credit card. You can use the credit card to make purchases. Enjoying the interest-free period, in addition to the basic functions of a credit card such as shopping and consumption, transfer settlement, savings, micro-credit, exchange settlement, and installment payment, the GF Happy Card also has the following special functions:

1. Use If you use the Happy Card to make purchases at special merchants, you can enjoy single points, and the points can be used to redeem goods;

2. Cardholders use the GF Happy Credit Card to swipe their cards up to 3 times a month. Starting from 4 times of consumption, you can enjoy 10 times points for consumption of designated products. The maximum number of points given by China Guangfa Bank to each user every month is 400,000 points.

3. Guangfa Bank has also launched the GF Happy App mobile software specifically for the GF Happy Card. Users can enjoy customized preferential merchant information, preferential merchant navigation, points inquiry and other services.

4. New Happy Card customers who have handled 12 or more installments within one year can enjoy one-term fee reduction.

5. From 2018.09.01 to 2018.12.31, new customers of GF Happy Credit Card within 6 natural months after the card is issued can also enjoy 6% cash back with a single purchase of 99 yuan or more, with a maximum cash back of 240 yuan. .

Is it easy to apply for the Guangfa Happy Card?

The Guangfa Happy Card is the credit card of Guangfa Bank. Currently, the Guangfa Happy Card has two card levels: regular card and gold card. The general card limit is 3,000. -10,000 yuan, the annual fee is 40 yuan/year; the gold card limit is 10,000-50,000 yuan, the annual fee is 80 yuan/year. The annual fee is waived in the first year, and the annual fee for the following year will be waived if you hold the card 6 times in a year.

Applicants for credit cards need to be over 18 years old and not over 65 years old, legal Chinese citizens; have a stable job and income; have a good personal credit record. Generally, if you meet the conditions, you can try to apply for Guangfa Bank from China Guangfa Bank Happy card. Users in need can apply through Guangfa Bank's online banking, mobile banking, and Guangfa branches. To apply for a credit card online, you only need to fill in the relevant information step by step according to the prompts, and then submit the application. After the application is submitted, Guangfa Bank will review and approve it. After passing, the card will be printed and finally the card will be mailed to the applicant.