Extended data
The applicant must pay the down payment in cash, debit card or credit card overpayment, and shall not use the credit card limit of China Construction Bank.
2. When the applicant handles the installment business of car purchase with Longka credit card, the car purchased must be registered in the relevant government departments in his own name, and it is not allowed to register in the name of anyone other than himself. Otherwise, China Construction Bank has the right to require the applicant to repay all remaining debts in one lump sum, including but not limited to principal, handling fee, interest and liquidated damages, and all expenses and losses arising therefrom shall be borne by the applicant.
3. When purchasing a family car, the applicant must purchase vehicle loss insurance and other insurances required by business regulations, and the insurance policy should specifically indicate that China Construction Bank is the first beneficiary of insurance compensation.
4. The insurance period (including renewal period) shall be longer than or consistent with the installment period. If the above insurance contract is invalid or terminated, China Construction Bank has the right to require the insured to repay all the remaining debts in one lump sum, including but not limited to the principal, handling fee, interest and liquidated damages.
5. If the applicant purchases the car by installment but fails to cooperate with the completion of the mortgage, China Construction Bank has the right to require the applicant to repay all the remaining debts in one lump sum, including but not limited to the principal, handling fee, interest and liquidated damages.
6. The vehicles purchased by the applicant through the China Construction Bank Longka Car Purchase Staging Card are for personal use only, and no false transactions are allowed, and no bank credit funds are defrauded in collusion with intermediaries. Without the written consent of the Construction Bank, the purchased vehicles shall not be used for leasing, selling, giving away to others, "lending more for one vehicle", colluding with intermediaries to commit fraud, mortgage to a third party and other activities. If the applicant commits the above acts, it shall immediately repay all the remaining arrears in one lump sum, including but not limited to the principal, handling fee, interest and liquidated damages.
7 "one car with multiple loans" or mortgaged to a third party, the applicant shall bear corresponding legal responsibilities according to law.
8. When applying for car installment payment, the applicant applies for installment payment of supporting consumption related to car purchase (such as car decoration, car insurance, licensing fees, car purchase tax and other related services). At the same time, the surcharge loan is regarded as car installment payment, and the applicant shall undertake repayment and other related obligations on schedule in accordance with the agreed contents of car installment payment and other documents.
reference data
Terms of installment business of China Construction Bank Longka credit card car purchase