What to do if your credit card is locked
If you forcibly enter the wrong password more than three times, your credit card may be locked. Different banks may have different unlocking methods.
1. Bank of China
If the Bank of China password is entered incorrectly, it will be locked within 24 hours. It will be automatically unlocked after 24 hours;
2. China Merchants Bank
(1) Forgot the transaction password: The transaction password will be automatically unlocked at 0:00 the next day after it is locked. If you forget your transaction password, please call the service hotline, verify your identity, and press 9 to proceed manually;
(2) If you forget your query password, you can log in to the official website of China Merchants Bank to reset your query password. If your query password is locked, You can reset it here, but cardholders who only hold supplementary cards cannot reset it online.
3. China CITIC Bank
CITIC Bank credit card inquiry password and transaction password will be locked if the query password and transaction password are incorrect for consecutive times. If the transaction password is locked, the cardholder can only call the service hotline 4008895558. Through manual service processing, if the query password is locked, the cardholder can try to reset it through online banking.
4. Industrial and Commercial Bank of China
If the cardholder enters incorrectly three times in total, the ICBC credit card will be locked. After being locked, the cardholder needs to bring the credit card and his or her valid ID card. Go to your local credit card center to complete the unlocking procedure.
How to unlock a locked credit card
If a locked credit card needs to be unlocked before it can be used, the regulations of each bank are different. Some banks automatically unlock it, while others require users to call the bank's customer service number to unlock it.
The Bank of Communications credit card will be automatically unlocked after 8:00 the next day, but the China Merchants Bank cannot be automatically unlocked.
If the China Merchants Bank credit card is locked, you can call the China Merchants Bank credit card phone number: 4008205555, select "1" Chinese service in the voice system, select "1" cardholder service, and then select "9" transfer service Specialist, press 6 "#" signs instead of the query password to enter, and you can be transferred to manual service. After checking the information, the customer service specialist will reset the query password for you.
How to apply for restoration if your credit card is locked?
If your credit card is restricted, you can only contact the bank customer service to apply for reinstatement.
Many times we encounter credit card restrictions, which may be due to debt, insufficient balance, etc. At this time, the credit card cannot be used. We need to contact the bank and find out the reason. You can perform operations and restore according to the bank's requirements.
Sometimes our credit card will exceed the limit when transferring funds. If it is a personal account, and the transfer suddenly exceeds the minimum limit stipulated by the bank at a certain stage, then after the bank's inquiry , the bank card may be restricted and temporarily unavailable, but users do not need to worry about this. If there is no problem after the bank review, the use of the bank card will generally be restored in about two days.
Another situation is that if the lender's loan is not repaid according to the specified date, the credit card can easily be restricted by the bank. In this case, you need to bring your own identity certificate and other relevant materials. Just go to the bank window and follow the bank's procedures for repayment recovery. However, it is worth noting that the bank will judge the lender's late fees and penalties based on the user's repayment time and overdue time. If you do not pay on time, you may be fined. Lenders have a range of negative consequences.
How to unlock the Agricultural Bank of China credit card if it is locked
Hello, the method to unlock the Agricultural Bank of China card password is as follows:
The credit card will be locked if you enter the wrong password three times in a row. You can call our credit card customer service hotline 4006695599 to apply for password unlocking or reset.
Warm reminder: For the security of your funds and information, please do not tell others your bank account number and password in any way, and do not tell others the SMS verification code sent to you by the bank in any way.
(Answer time: April 12, 2022. In case of business changes, please refer to the actual situation.)
How to solve the problem of credit card being locked
Credit card is locked Solution to the lock:
1. If it is locked by mistake after entering the password three times, you can go to the bank with your credit card and ID card to unlock it and set a new password.
2. If your credit card is locked due to overdue payment, you need to pay off the debt in time, otherwise it will affect your personal credit score.
3. When the bank detects that your credit card is subject to transaction risks, it will be locked. At this time, you can contact the bank and explain your transaction status. It is a normal transaction and it can be unlocked.
4. When you have a property lawsuit, your credit card will also be locked. When the lawsuit is over, the credit card will be automatically unlocked.
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What to do if your credit card is locked
What to do if your credit card is locked
p>Reasons for credit card being locked:
1. Entering the wrong password more than 3 times when logging in to online banking;
2. There are risky transactions;
3. Failure to repay on time.
Generally, credit cards are locked because you enter the wrong password too many times when withdrawing money or making inquiries. If you enter the wrong password more than three times when logging in to online banking, online banking will temporarily block your bank account. It usually returns to normal the next day, and you can log in by entering the correct password. If your bank card is locked due to too many incorrect password entries when withdrawing money or making inquiries, you can only ask the bank's service staff to reset or retrieve your password.
How to unlock your credit card:
1. Call the credit card customer service hotline and follow the voice prompts to ask customer service to unlock it.
2. I take my credit card to the counter of the same business outlet and ask the salesperson to handle the unlocking procedure. There is no handling fee.
That’s it for the introduction on how to unlock a locked credit card.