The landlord swipes the card abroad and uses it in the same way as in China. Use POS machine to swipe the card, sign the purchase order, sign and complete the transaction.

In terms of repayment, it needs to be distinguished according to the card level of the landlord and the platform used.

If it is a single-currency credit card (the card number starts with "62"), you can swipe your card overseas through the UnionPay platform. Trading dollars are directly converted into RMB, and there is no extra handling fee. Just return the RMB directly.

If it is a dual-currency credit card, you can swipe your card not only through UnionPay, but also through international organizations, such as MasterCard, VISA, JCB, etc., which is more convenient than a single-currency card.

If the landlord's card is a common card and a dual-currency card with gold card level,

First of all, look at whether the currency of the foreign currency account of the credit card is USD or EUR. As far as USD is concerned, the traded USD will be directly credited to the USD account, and there is no currency exchange fee. On the contrary, the traded US dollars will be converted into euros at the exchange rate and credited to the foreign currency account, and the landlord will charge a currency exchange fee of 65,438+0.5%. When paying back the money, the landlord can choose to put RMB into the credit card on the same day and call home to purchase foreign exchange for repayment.

If the landlord's card is his standard platinum card or above, then the foreign currency of the transaction is converted into RMB without currency conversion fee, but it can be directly returned to RMB.

If the landlord has other questions, you can ask.