If the credit card is cancelled within the time limit, and the money cannot be transferred in, it is suggested that the customer call the customer service staff of the issuing bank to explain the situation, and ask the other party to provide a new repayment channel, and then repay through this channel.

Or customers can directly bring their own cards and ID cards, go to the nearest offline outlet of the issuing bank, find customer service staff and ask how to repay.

Under normal circumstances, banks will not directly cancel their credit cards because they are overdue, but at most freeze their accounts. But the frozen credit card does not affect the repayment. If the customer has a bound bank card and signed an automatic repayment agreement, he only needs to deposit the money into the repayment bank card, and the banking system will automatically deduct the corresponding repayment amount.

And if the bank cancels the credit card due to overdue, it is mostly because the customer is overdue for too long, so the bank has made bad debts/bad debts. If so, the customer will naturally go to the bank to solve it. If the bank can recover the funds, it will naturally not hinder the repayment of customers.