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How to cancel CCB Life Credit Card

The steps to cancel the China Construction Bank Lifestyle Credit Card are as follows: First, make sure there is no outstanding balance in the credit card account. Complete the account settlement by logging into online banking or mobile banking to ensure there is no unpaid balance or interest. Then, call China Construction Bank’s customer service hotline at 95533 (domestic) or 86-28-95533 (overseas), inform the customer service of your intention to cancel, and follow the guidelines to register for account cancellation. After registration, cut the magnetic strip of the physical credit card by yourself (this step is not required for virtual cards such as E-pay cards). Within the next 45 days, if no new consumption bills are generated, the account will be considered officially canceled. After the account is closed, the credit card will no longer incur annual fees and cannot be activated again. If you need to use it in the future, you need to apply for a new CCB credit card. For IC chip card holders, if there is a balance in the electronic cash account, it is recommended to contact the bank to cancel the account after using the card within the validity period.