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Can mainlanders apply for credit cards or loans in Hong Kong?

1. First, you need to apply for a credit card bank account in Hong Kong.

2. The following materials are required to apply for a Hong Kong credit card:

1) Personal Mainland ID card, address proof (personal real estate certificate, water, electricity and gas bill);

2 ) Personal passport (all money withdrawals depend on the passport);

3) Hong Kong mailing address and phone number (you can write the addresses and phone numbers of relatives and friends in Hong Kong);

4) Employment certificate and Proof of income.

3. Deposit a fixed deposit in a bank account (each bank has different requirements, preferably more than 50,000);

After applying for a credit card, the credit card center will use a fixed deposit to guarantee it. Generally speaking, if you want to use a credit card, the credit limit of a credit card cannot be touched regularly.