The low credit card quota of Guangfa Bank may be due to the insufficient credit card quota, gold card quota and platinum card quota. The specific reasons need specific analysis. The bank will comprehensively consider the applicant's credit qualification, credit information, income and bank flow. If the applicant's qualifications are good, the amount may be higher. If the applicant's qualifications are poor, the quota will be low.

The reason why the credit line of Guangfa Bank is so low is that the credit line of Guangfa Bank is based on the comprehensive evaluation of the applicant's age, job stability, income, personal credit information and other factors. If the applicant is over 18 years old and has full capacity for civil conduct, then the applicant can provide valid identity documents, work certificates, financial certificates and other materials.