After meeting the exemption conditions, the annual credit card fee of Guangfa Bank will be refunded 90 days after the credit card is opened or the annual fee collection date.

The annual fee of CGB credit card can only be refunded if certain conditions are met. The annual fee is deducted on the day when the credit card is activated, and it can be refunded 90 days after the card is opened in the first year after meeting the exemption conditions. After that, the system will automatically refund the annual fee on the annual fee collection day after the annual card is swiped to meet the conditions of annual fee exemption.