Three ETC credit cards compete to see which one is more cost-effective.

For car owners, it is very beneficial to apply for an ETC credit card. In addition to enjoying the benefits such as refueling and road rescue, you can also take the ETC channel directly at high speed, so you don't have to wait in line at high speed. There are many banks that issue ETC credit cards. Here are three models for everyone, and cardholders can compare them to see which one is more cost-effective.

1. What is an ETC credit card

ETC credit card mainly refers to a credit card that can use the ETC channel. With this kind of credit card, you can take the ETC channel when passing through the expressway, so you don't have to wait in line to cross the expressway. It's great to see other people waiting in a long line to cross the expressway.

ETC credit cards are only issued to car owners, which means that only car owners can apply. Car owners can go through the binding procedures by bringing valid identity documents or valid company documents and the original motor vehicle driving license to the bank's customer service outlets.

introduction of two or three kinds of ETC credit cards

1. Anhui ETC longka credit card

Anhui ETC longka credit card is a credit card product jointly issued by Anhui branch of China Construction Bank and Anhui Expressway Network Operation Co., Ltd., which has the functions of Anhui Transportation Card and Longka IC credit card.

scope of use: card holders can realize electronic payment in MTC parking lanes and ETC non-parking lanes of expressways in Anhui, Jiangsu, Zhejiang, Jiangxi, Fujian, Shanghai and other networked provinces and cities across the country.

in terms of rights and interests, this card can provide cardholders with a 15% discount on the toll for spending on expressways in Anhui Province, a high aviation accident insurance fee of 1 million yuan for purchasing air tickets with a gold card, redemption of points for refueling fees, free national road rescue services and so on.

2. thoroughfare ETC credit card

thoroughfare ETC credit card is a regional co-branded IC card issued by Hubei Branch of Agricultural Bank of China, which has two types: gold card and platinum card. Besides the financial function of general credit card, the product also has the application function of national highway toll collection industry.

scope of use: electronic payment can be realized in MTC parking passage and ETC non-parking passage of expressways in networked provinces and cities across the country.

in terms of rights and interests, you can get OBU equipment by card, enjoy a 1% discount on the toll when you swipe your card on the expressway in networked cities, and enjoy a car wash and other services when 219 designated car wash shops in the province swipe their cards in 1 yuan.

3. Bank of China Express Credit Card

Bank of China Express Credit Card is a UnionPay single-currency credit card issued by Bank of China and Beijing Express Technology Co., Ltd. The product not only has the basic functions of Great Wall Global Credit Card, but also has the functions of automatically withholding the express toll of customers.

scope of use: electronic payment can be realized in MTC parking passage and ETC non-parking passage of expressways in networked provinces and cities across the country.

rights and interests: customers can use the AutoExpress card by inserting it into the car-mounted electronic tag. When passing through the expressway toll station, they can pass through the ETC channel without stopping, and enjoy a 15% discount on the expressway toll.

III. Summary of product evaluation

1. From the scope of use, thoroughfare ETC credit card and Bank of China Express credit card can be used all over the country, while Anhui ETC Longka credit card has limited application scope;

2. From the cost point of view, the high-speed charge of thoroughfare ETC credit card is as low as 1%, while Anhui ETC Longka Credit Card and Bank of China Express Credit Card are all 15% off.

3. From the perspective of rights and interests, Anhui ETC Longka credit card has more rights and interests, and cardholders who pursue rights and interests can apply for this credit card.

what is the minimum annual consumption of ABC thoroughfare credit card with a credit line of 2, yuan?

thoroughfare credit card (platinum card): the main card is 58 yuan/year, and the supplementary card is free of annual fee, enjoying the preferential treatment of "annual fee is free in the first year, and the annual fee of the main supplementary card is free in the following year after swiping the card for 12 times in one year, and customers who fail to meet the swiping times can redeem it with 5, points in their accounts".

thoroughfare credit card (gold card): the main card is 16 yuan/year, and the supplementary card is free of annual fee. The main card enjoys the preferential treatment of "annual fee free in the first year, and annual fee free in the following year when swiping the card five times in the current year".