1. What your cousin said is true, because credit cards have billing dates. Generally, 20 days after the billing date are the repayment dates. After the repayment date, there are three final repayment dates. In the last You must pay it back on the repayment date, and then you can continue to use it. If you can really make money and pay it back to you.
2. If you don’t want to borrow it and don’t want to embarrass your cousin, you can only find a reason, and your cousin also thinks this reason is valid. For example, your mother-in-law is sick and you must give him money. Money, if you don’t give it to your girlfriend, you’ll blow it off, just think of this type of thing