Yes, a credit card that is not repaid for more than one day is considered overdue.

Details:

1. Credit cards usually have a specific repayment date, and if the payment is not made after that date, it is considered overdue.

2. Late repayment may result in an increase in penalties or interest, and will have a negative impact on personal credit history.

3. Even if the payment is not repaid for more than one day, it is considered overdue, because the repayment date is a clear deadline.

4. Banks usually send reminder notices to remind customers to repay as soon as possible to avoid overdue payments.

5. In some cases, the bank may grant a certain grace period, but this does not mean that exceeding the repayment date will not be considered overdue.

Summary:

Credit cards that are not repaid for more than one day are considered overdue and may be subject to penalties, increased interest, and damage to your personal credit record. Banks usually send reminder notices after the repayment date.

Extended information:

Late repayment will not only result in increased penalties and interest, but may also have a long-term impact on your credit rating. Credit rating agencies will record past due information, which will have an impact on financial transactions such as applying for loans, renting a house, purchasing insurance, etc. Therefore, timely repayment of credit cards is one of the important factors in maintaining good credit. If you are unable to repay on time, it is recommended to contact the bank as early as possible and explain the situation to strive for an appropriate solution.

Please note that the above answers provide general information only and do not discuss the specific laws of a particular country or region. For detailed advice tailored to your individual circumstances, please consult an appropriate professional or local financial institution.