Algorithm, taking 3 days as an example.
On the date of 65438+ 10/day, the customer deposited 1 00000 yuan into the account.
65438+ 10. On February 2, the customer took 2 million yuan, and there was still 8 million yuan in the account.
65438+1 0.3, the customer account increased by110,000 yuan, and the account balance was 9 million yuan.
So what's the daily average of these three days? (100000+8 million+9 million)/3 = 9 million
The daily average is 9 million.
The concept of daily average deposit is aimed at the deposit period. The assessment standard of deposit is not unique, and the deposit term is also an important indicator of assessment. For example, if you bring 100 million deposits to the bank through your personal relationship, but your friend takes the money the next day and deposits it in the next month when you examine it, then the examination will be meaningless.
The concept of average daily deposit is that you deposit 1 100 million funds with a fixed term of 5 1 100 million years, 30 million half years and 23 million months. Then your average daily deposit from the first day to the last day of the third month is1100 million. After the expiration of 23 million months, your average daily deposit will remain unchanged, but if you take it out,
The daily average assessment is the amount of funds and retained amount!
The average daily salary of bank account managers is 30 million yuan per month, which may be average daily deposits or average daily loans. The average daily loan will affect wages according to the different types of loans, and the accounting methods of each bank are different, and the gap will be great.
Excuse me, what does the average daily deposit of 30 million in the bank account manager index mean? . . How to understand it is that the account assets cannot be less than 30 million per day.
What does it mean to have a daily average of 300,000 bank gold cards? The so-called daily average deposit balance is the daily average deposit balance, that is, the daily average deposit balance is accumulated according to the number of days in the statistical period, divided by the number of days in the statistical period, which is equal to the daily average deposit balance. Average daily balance of account = total daily deposit balance in statistical period/number of days in statistical period.
The average gold card in the bank is 300,000 per day, which means that the average daily deposit is 300,000. If calculated on a monthly basis, the average deposit this month can only reach 300,000.
Credit cards are generally divided into ordinary cards and gold cards, and some are platinum cards and unlimited cards. The difference between ordinary card and gold card:
First, the ordinary card amount is 3000 yuan to 10000 yuan; Gold card 10000 yuan to 50000 yuan;
Second, ordinary cards enjoy preferential treatment in special merchants; There is no discount for gold cards;
3. Gold card customers' credit card consumption mode is set to consumption by signature. 48 hours before the loss of the credit card was reported by the customer, the loss of the stolen credit card was paid by China Merchants Bank, with an annual cumulative amount of 6,543,800 yuan+0.5 million yuan; Ordinary cards total 1 0,000 yuan.
Fourth, the difference between annual fees.
Puka: the main card of ordinary card is 100 yuan per card, and the auxiliary card of ordinary card is 50 yuan per card;
Gold card: gold card main card 300 yuan, gold card auxiliary card 150 yuan;
Platinum card: the main card of platinum card is RMB 3,600 per card, and the supplementary card of platinum card is RMB 2,000 per card;
Unlimited cards: wireless card main card 10000 yuan, wireless card auxiliary card 5000 yuan;
China Merchants Bank Platinum Card has no annual fee-free policy. If your application is successful, you must pay an annual fee. Both China Merchants Bank Puka and Gold Card are exempt from the annual fee for the first year and the annual fee for the next year after swiping the card for 6 times. Alipay recharge is included in the number of consumption.
It should be noted that China Merchants Bank began to charge an annual fee in the second year after the credit card was not opened. If you don't intend to use China Merchants Bank's credit card, please cancel it in time.
What is the average daily balance of 200,000? The VIP customer of bank savings is the daily balance of your card, which means there are 200 thousand in it.
Adoption. Oh, thank you
What do you mean, an average of 200 thousand a day is 200 thousand a day!
For example, the total sales of Company A last week (calculated in 7 days) was 6.5438+0.4 million, reaching an average daily sales performance of 200,000!
What does the average daily savings deposit mean? 1. For example, the deposit balance is in 200 yuan on the first day, 100 yuan on the second day and 300 yuan on the third day. . .
Average daily savings deposit in the first three days =(200+ 100+300)/3=200 yuan.
In fact, in a certain period, the average daily balance of deposits is equivalent, divided by the number of days in that period, which is the average daily savings deposit.
2. The landlord has saved 6,543,800 yuan for three months. If there is no deposit or withdrawal within these three months,
Then the average daily savings deposit =1000000 * 30 * 3/(30 * 3) =1000000 yuan.
Bank account manager, 50 million a day is too much? Right? If it's for the public, it's ok to work hard.
Retail account manager This is impossible unless you have a lot of resources.
What is the average daily deposit task of the general bank account manager? The regulations of each bank are different, and the specific amount cannot be quantified.
Take the Bank of China as an example to illustrate:
First of all, there are posters inside and outside the lobby of China Bank outlets, which are used for bank publicity, in order to better attract deposits. There are also gifts such as passbooks and savings cards, which are really enough to help banks attract deposits and win customers' love. It goes without saying that banks will get huge deposits from customers.
Moreover, banks do some work for the greater purpose of absorbing deposits. Incredibly, the purpose of recruiting some outlets of BOC is to attract deposits. In the specific operation, the candidates are issued with forms to fill in their homework. If they are all bosses or senior officials, banks will give priority to candidates. This method is very subtle to operate, and it is very attractive to indirectly attract deposits.
Moreover, the Bank of China put great pressure on its employees in the end-of-season assessment, asking them to try their best to get their deposits. Although it can achieve a certain degree of effectiveness, it obviously ignores the interests of employees while paying attention to the effectiveness of banks. This method is not suitable for the long-term humanitarian development model.
In addition, China Bank spent a lot of money to rebuild its image and establish a good credit, so as to enhance the trust of its customers and really increase its deposits. That's not enough. China Bank needs to provide high-quality services to better serve the people, and it needs to improve the moral quality of its employees. Only in this way can we attract the trust of customers and be of great help to the long-term development of banks.
Furthermore, banks do not hesitate to please customers in various ways, provide many preferential products and introduce more new products to meet customers, which has increased deposits to a certain extent and met customers' requirements.