Is it true that it is as they said? When the bank called me and said that I didn’t want to do it, it wouldn’t be done? Will this affect my credibility? I really regret it.

Answer: Yes, if the bank calls you, just say it’s not necessary!

Can I just call CCB now and say I don’t want to apply for this card?

Answer: You don’t need to worry about it for the time being. Just say no when you get the call. If the credit card is really sent to you, you will be fine if you don’t open it, and it won’t have any impact on you!