The time limit for applying for bill installment is from the day after the bill is issued to the due repayment date+1. For example, customers can apply for bills on the 5th of each month, that is, from June to 24th.
Application time for single consumption by installment: from the date of credit card swiping to the latest billing date, for example, the billing date of the customer is 5 days and the consumption is 23 days, that is, the application can be made from 23rd to 5th of the following month.
The usage method is as follows:
1) After logging in to the new Pocket Banking APP, click: Credit Card-More-Installment Loan, and apply according to the prompts;
2) Click "Easy?" through WeChat official account. Service "-"installment loan ",enter the installment interface and follow the prompts;
3) Log in to the following link: /financing/login.screen, log in to credit card online banking, and apply according to the prompts through "installment financing" in the operation interface.
After handling the installment business, the installment amount of each installment is the installment principal, which is evenly distributed to the monthly bill. If there is any surplus, it will be collected in the first installment. The handling fee is charged for each period, and the rate of handling fee varies with the number of periods. The installment amount and handling fee will appear on the monthly bill, and you only need to pay off the amount on the bill in full and on time before the due repayment date.