Tools/Materials

A credit card (Bank of China)

A computer connected to the Internet

Methods/Steps

1. Find the mobile phone you want to buy and select "Instalment Payment"

2. At this time, a small window will pop up. The form states the three credit card installments supported by JD.com. , select "Apply for credit card installment payment"

3. Confirm the order installment information.

4. Confirm the installment information, whether to choose to pay off in 3, 6 or 12 installments.

According to your actual income, select "Save Installment Information".

5. Submit order information.

The interest that needs to be repaid in installments is listed above. The smaller the installments, the less the interest.

6. After submitting the order, confirm the installment information.

JD.com requires manual telephone consultation for installment information.

Notes

Some shopping malls also support credit card installment payment, you can directly consult the person in charge of the shopping mall to achieve this.

You can also purchase mobile phones in installments through the official credit card website, or purchase through the official mobile phone website, and you can also pay in installments with a credit card.

Credit card installments reduce the temporary payment pressure, but you need to pay corresponding interest, so for payments that can be paid in one go, it is best not to pay in installments.

And if you forget to repay the loan during the installment, the interest will double and you will also accumulate bad credit.