The final repayment period is 26 days after your bill date, if you bill on the 5th of each month (the bill is on the envelope of your card). If today is 16, I will use my credit card. My money will be billed on February 4th, so you can make changes on February 30th. Of course, there is no such thing as February 30th, so you will have the lowest price on March 2nd. If you spend on February 5th, you will generate the bill on March 4th, so I can change the bill on March 30th. You can calculate your own billing date.

If you use a credit card, there is no interest. Spend more money, you can pay more. Spend more than 500 youth cards by stages and more than 500 other cards 1500, divided into 3.6. 12, with a maximum of 24 periods. There is no interest, and there is a handling fee. Handling fee 1000 yuan, 7 yuan 20 points a month. Do the math yourself.

For cash withdrawal, no matter how much the youth card costs, the handling fee is 5 yuan, but the daily limit of ATM is 2,000 yuan, and the counter can get more ID cards, and the interest is five ten thousandths a day, which is the interest of all credit cards in China.

You got it? I don't understand. I think it's quite detailed to tell you

One more thing, the buddy below said that he used his credit card for several years. You always remember that it was the last 57 days of several years, right? Hehe, I tell you, if you pay back the money on the last day of every month, you will always pay back the money late from the time you use it. I suggest you take your ID card to the People's Bank to check the credit report.